Loan Products
Accessible credit with fair interest rates and flexible payment terms for our members.
We offer a variety of loan products with fair interest rates and flexible payment terms:
Regular Loan
- For personal, family, or emergency needs
- Interest rate: 12% per annum (1% per month)
- Maximum amount: up to 3x your share capital
- Payment terms: 3 to 12 months
Productive Loan
- For business, livelihood, or income-generating activities
- Interest rate: 10% per annum
- Maximum amount: up to 5x your share capital
- Payment terms: 6 to 24 months
Emergency Loan
- For urgent medical, educational, or emergency needs
- Interest rate: 8% per annum
- Maximum amount: ₱20,000
- Payment terms: 1 to 6 months
How to Apply for a Loan:
1. Visit our office and fill out a loan application form
2. Submit required documents (ID, proof of income, collateral if applicable)
3. The loan committee reviews and approves applications within 3-5 working days
4. Upon approval, funds are released to your account
For more information about our loan products, please visit our office or contact us.